Commercial Loans

Now is the right time to attain a commercial loans for real estate investment, income-producing properties. We have national and international resources for commercial loans of all sizes. We are currently providing commercial loans nationwide and for projects in Costa Rica, Dominican Republic and many other countries (call us.) If you require a commercial loan for small commercial loan properties, we can assist and keep the time you invest into the process at a minimal. If you need large commercial loans, we have lenders / investors that have assets into the billions that can provide any commercial property loan scenario you can come up with.

On deals into the upper millions, equity partners can sometimes relieve you of the out of pocket upfront expenses while taking a portion of the profits of the development or resale of a property. Our resources are many for any commercial loans you may have need of. Combining resources creatively can facilitate success even in the face of the most challenging commercial mortgage funding situation. Let us show you how!

We do commercial loans on:

Large Hotels, Resorts, Country Clubs, Small Apartment Loans, Small Balance Commercial Loans, SBA 7A Loans, USDA, SBA 504, FNMA, Bridge Loans, Car Washes, Hotels, Warehouse, Restaurants, Retail, Office, Gas Stations, RV Parks, Mobile Home Parks, Flex Space, Mixed Use, etc.

Hear are just a few examples of what some of our commercial lenders are offering:

Multifamily & Apartment Buildings & Coop Buildings:

PROPERTY TYPE: Multifamily Buildings and some Mixed use No Fractured Condos
LENDING AREA: Nationwide
RECOURSE: Typically No Personal Guaranty in NYC area.
LOAN AMOUNT: $750,000 – $20,000,000
TERM: 5, 7, 10 Year Fixed.
AMORTIZATION: 30 Years
MAXIMUM LTV: 75%
CASH OUT: No Restrictions
TAX RETURNS: Not Required
CREDIT: Minimum 680

Commercial Lending Program:

Property Type: Office, Retail, Industrial, Self- Storage
LTV: Up to 75%
Min DSCR: 1.25x
Terms: 5-15 Years
Amortization: 25-30 Years
Recourse: Non-Recourse
Minimum Loan Amount: $5MM
Origination Fee: 0-1%
Transaction Type: Acquisition or Refinance
Geography: Cities with populations of 25,000 or greater
Borrower Liquidity: A minimum of 9 months debt service
Borrower NW: Equal to or greater than Loan Amount

Multifamily Lending Program:

LTV: Up to 80-85%
Min DSCR: 1.25x
Terms: 5-30 Years
Amortization: 30 Years
Recourse: Non-Recourse
Minimum number of units: 10
Transaction Type: Acquisition or Refinance
Geography: Cities with populations of 25,000 or greater
Borrower Liquidity: A minimum of 9 months debt service
Borrower NW: Equal to or greater than Loan Amount

SBA 7(a) 5 Year Rate Lock Loan Program:

Low variable rate, locked for five years
Loans up to $5,000,000
Up to 25 year loan term
Up to 90% financing
Fully amortizing loan (no balloon payments)
May include refinance of short term notes at the 25 year term
Owner occupied commercial real estate only
Floating interest rate options available

Details: Resets every five years and can have a term of up to 25 years. It is designed to lower monthly payments with longer terms and a lower interest rate. It also has a higher LTV and offers a predictable payment since the rate is locked for five years!

Conventional & HUD Program:

Conditions: Term: 10 year fixed
Ammo: Up to 40 years
Closing: 45 days
Loan Type: Acquisitions, Refinance, Construction
Property Type: Skilled Nursing Facilities, Long Term Acute Care Facilities, Assisted Living Facilities, Student Housing, Multifamily, age restricted, independent living, and senior housing properties.

SBA 7(a) & 504 Loan Programs:

Owner occupied commercial real estate only
(minimum 51% owner occupied)
Up to 90% LTV/LTC
Loan sizes up to $11 million
Refinance or Purchase
Up to 25 year amortization with no balloon
60-90 day closing
Full recourse

Conventional & HUD Program:

Program I:

PROPERTY TYPE: Multifamily
CREDIT: Minimum 680
RECOURSE: Typically None in NYC Area
LOAN AMOUNT: $750,000 – $20,000,000
RATES: 4.91% – 6.77%
TERM: 5, 7, 10 Year Fixed.
AMORTIZATION: 30 Years
MAXIMUM LTV: 75%
Debt Coverage Ratio: 1.25
Closing Time: 45 days -60 days

Program II:

For loans between $250,000 – $5,000,000.
Rates on all of our loan programs have dropped
3, 5, 7, 10, 15-Year Fixed Hybrid Programs are available
Flexible Amortization Schedule Available
65% Loan To Value
NO BALLOON; after fixed rate period, the loan will adjust each year with no prepayment penalty
Loans under 50%Loan To Value and 1.60 Debt Coverage Ratio will receive a 30 bps discount

Equity Investment Program:

CLG assists with strategic equity investments in commercial real estate projects.

The program targets multifamily, office, industrial, retail and self-storage properties located in the Northeast and Mid-Atlantic states. The program requires experienced operates and will target primary markets. (Green projects will receive a special preference).

Note: We have many equity investment programs available from many of our other investors and lenders.

About your Commercial Loans ...

The Commercial Loans process is facilitated through CLG's strategic relationship with local, national & international, conventional & private funding sources to bring you the guaranteed best commercial loans available in today's commercial loan market. Unlike other lending institutions, CLG removes the mystery behind the Commercial Loans process and believes in educating its consumers.

We provide necessary hand-holding for first-time commercial property loan customers while updating experienced customers every step of the way to ensure that the experience is none less than world class! Our goal is to provide you with a great experience, great options and a great place to come back to for future commercial loans, residential mortgage loans and business loans. Contact us today at 305-469-5062 to get your Commercial Loans moving forward right away.

Guaranteed Best Commercial Property Mortgage Loans Fast!

Commercial Loans